C&M Software

We lead the future of the Brazilian payment and credit system

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For two decades developing innovative solutions

2001

We were authorized to operate, being the first PSTI approved by the Central Bank of Brazil.

2002

The Brazilian Payment System (SPB) was founded with 125 members and we represented 15%.

2009

We had an 89% share when 1364 credit unions were included within the SPB.

2017

There were 189 payment service providers and our performance was 18%.

2020

We participated in the implementation of Pix in Brazil, the preferred payment method for Brazilians today.

2022

We started negotiations in Latin America (Chile, Argentina and Colombia) with members of the BIS (Bank for International Settlements).

2023

We contributed to the implementation project of FED NOW in the United States, which is considered the "American Pix", together with the Federal Reserve.

How C&M Software stands out in the market

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of share in the PSTI market
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without cadastral inconsistency
0MI
registration openings with Rocket
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Our differential

C&M Software is always attuned to pain, creating innovative solutions.

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Credit score

C&M Software has the most powerful tool for credit analysis on the market, the Rocket platform.

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PIX anti-fraud

Customization of rules through the integration of non-sensitive data from DICT and SPI.

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Leader in messaging

We offer a secure and high-performance operating environment, with reduced costs and lower credit risk.

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Predictive models

We have a specialized team to create risk and credit models, scoring, fraud prevention and compliance.

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Solve your problems with solutions optimized for your business

We are a company recognized and recommended as a qualified supplier by the Central Bank of Brazil.